Reinsurance News
14th April 2026 – Author: Taylor Mixides –
Bamboo Insurance, a technology-enabled managing general underwriter (MGU), has introduced a new Condominium Unit-Owners (HO-6) insurance policy as part of its broader product expansion strategy.
The company emphasises operational efficiency and responsiveness, integrating data-led underwriting with streamlined processes across underwriting, claims, and distribution. This approach is intended to enhance service for policyholders and partners while supporting measured growth across California.
The HO-6 policy has been developed specifically for condominium owners in California, where insurance requirements often involve coordination between individual unit coverage and homeowners association master policies.
The product includes core property and liability protections, alongside optional features such as increased coverage limits, personal property replacement cost, loss assessment protection, and additional water backup coverage.
The launch follows ongoing investment in technology, operational infrastructure, and state-specific product development. Despite continued challenges in California’s property insurance sector, Bamboo Insurance is expanding its offerings while maintaining a data-informed approach to underwriting and risk management.
“Launching our first condo policy in California is an important step in how we continue to support homeowners and agents in the state,” added John Chu, Founder and CEO of Bamboo Insurance. “Condo owners face unique coverage considerations, and this product reflects our focus on clarity, flexibility, and responsible underwriting.”
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